Youth Account - Ages 0-12
Start teaching money basics

Its never too early to teach kids about money. Our Youth Account is the perfect way to start your kids on their financial journey. 


  • $0 opening deposit
  • $0 monthly service fee
  • Easy to manage - keep track of balances with free mobile and online account access
  • Easy online transfers from your account to your child's account
  • Turn coins into savings with free Coinstar transactions
  • Identity protection through ID Protect™
  • And much more!
  • Social Security or tax-ID number
  • Must have joint owner (parent/guardian/adult relative)
  • Joint owner must have a Social Security or tax-ID number, valid form of identification and must be over 18
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Teen Account - Ages 13-17
Set them up for success

Start your teen on the path to learn good money management skills with a savings account and our Checking Plus Account. 


  • $0 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Keep track of balances, create savings goals and set alerts with the mobile app
  • Easy access to cash with 30,000+ surcharge-free ATMs
  • Identity protection through ID Protect™
  • Overdraft protection
  • And much more!
  • Current identification (school ID, driver's license, state ID, passport, etc.)
  • Social Security or tax-ID number
  • No joint owner required (if joint owner, must be over 18)
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Young Adult - Ages 18-20
Affordable banking on the go

With no monthly fee and the convenience of mobile banking, our Checking Plus Account is designed to keep up with their busy life.  


  • $20 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Mobile app for free bill pay, mobile deposits and to keep track of your accounts
  • Easy access to cash with 30,000+ surcharge-free ATMs
  • Identity protection through ID Protect™
  • Overdraft protection
  • And much more!
  • Current identification (school ID, driver's license, state ID, passport, etc.)
  • Social Security or tax-ID number
  • No joint owner required (if joint owner, must be over 18)
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Ready To Open?

See what you'll need

Account Features

Youth Account
  • $0 opening deposit
  • $0 monthly service fee
  • Easy to manage - keep track of balances with free mobile and online account access
  • Easy online transfers from your account to your child's account
  • Turn coins into savings with free Coinstar transactions 

Teen Account
  • $0 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Keep track of balances, create savings goals and set alerts with the mobile app
  • Easy access to cash with 30,000+ surcharge-free ATMs

Young Adult 
  • $0 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Mobile app for free bill pay, mobile deposits and to keep track of your accounts
  • Easy access to cash with 30,000+ no-fee ATMs

Paw Squad & Club Rising

Enhance your child's account with FREE enrollment in our exclusive clubs

  • Special Gift for New Accounts
  • Exclusive Discounts from Arizona Humane Society and Phoenix Rising
  • Newsletter and Chances to Win Prizes
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Ready to Open an Account?

Visit any of our branch locations or schedule an appointment


Here's What You'll Need

Youth Account

  • Must have joint owner (parent/guardian/adult relative)
  • Social Security or tax-ID number
  • Joint owner must have a Social Security or tax-ID number and a valid form of ID


Teen & Young Adult Account

  • Identification (school ID, driver's license, state ID, passport, etc.)
  • Social Security or tax-ID number
  • No joint owner required (if joint owner, must be over 18)



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