Good Habits Start Early

Just like training a puppy or a kitten, you want to start good habits early. Teaching kids about financial responsibility is similar to teaching them how to be a responsible pet owner. The earlier you start, the better! Through our partnership with the Arizona Humane Society, we created the Paw Squad to help kids and teens learn good money habits and become responsible pet guardians.  


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Paw Squad

Youth Account
  • $0 opening deposit
  • $0 monthly service fee
  • Easy to manage - keep track of balances with free mobile and online account access
  • Easy online transfers from your account to your child's account
  • Turn coins into savings with free Coinstar transactions 

Teen Account
  • $0 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Keep track of balances, create savings goals and set alerts with the mobile app
  • Easy access to cash with 30,000+ surcharge-free ATMs

Young Adult 
  • $0 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Mobile app for free bill pay, mobile deposits and to keep track of your accounts
  • Easy access to cash with 30,000+ no-fee ATMs

Paw Squad Accounts


Youth Account - Ages 0-12
Start teaching money basics

It's never too early to teach kids about money or becoming a responsible pet guardian. Our Youth Account is the perfect way to start your kids on their financial journey. When you open a Paw Squad account your child adopts a stuffed Paw Squad puppy and gets access to exclusive AHS program discounts.  


  • $0 opening deposit | $0 monthly service fee
  • 20% discount to Arizona Humane Society summer camps, seasonal camps, birthday parties and Scout programs
  • Paw Squad newsletter
  • Easy to manage - keep track of balances with free mobile and online account access
  • Easy online transfers from your account to your child's account
  • Identity protection through ID Protect™
  • And much more!
  • Social Security or tax-ID number
  • Must have joint owner (parent/guardian/adult relative)
  • Joint owner must have a Social Security or tax-ID number, valid form of identification and must be over 18
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Teen Account - Ages 13-17
Set them up for success

Start your teen on the path to learn good money management skills with a savings account and our Checking Plus Account. Plus, you'll get the Arizona Humane Society Visa® debit card! Every time you make a purchase with the card Arizona Federal will donate to AHS.


  • $0 opening deposit | $0 monthly service fee
  • 20% discount to Arizona Humane Society Summer Camps, Seasonal Camps, Birthday parties and Scout programs
  • Paw Squad Newsletter
  • The Arizona Humane Society Visa® Debit Card that works with Apple Pay™, Samsung Pay™ and Google Pay™
  • Keep track of balances, create savings goals and set alerts with the mobile app
  • Easy access to cash with 30,000+ surcharge-free ATMs
  • And much more!
  • Current identification (school ID, driver's license, state ID, passport, etc.)
  • Social Security or tax-ID number
  • No joint owner required (if joint owner, must be over 18)
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Ready to Open an Account?

Visit any of our branch locations or schedule an appointment.


Here's What You'll Need

Youth Account

  • Must have joint owner (parent/guardian/adult relative)
  • Social Security or tax-ID number
  • Joint owner must have a Social Security or tax-ID number and a valid form of ID


Teen Account

  • Identification (school ID, driver's license, state ID, passport, etc.)
  • Social Security or tax-ID number
  • No joint owner required (if joint owner, must be over 18)



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